SIMPLE GUIDE
SSI and SSDI: two different benefits
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What to do next
Use Social Security’s application guidance and ask about both programs. Have information about your work, health, income, and resources ready.
Find SSI and SSDI application guidanceOfficial site · new tab
Keep in mind
A diagnosis alone does not establish eligibility. Social Security reviews medical and other rules. Some people qualify for both.
How it works
SSI considers financial need, while SSDI is tied to a worker’s Social Security record; some people qualify for both.
- SSI
- Limited income and resources, plus age 65+, blindness, or a qualifying disability; no work history required.
- SSDI
- Disability insurance based on an insured worker’s Social Security record.
Sources and review date
Official sources reviewed: